Equity Loan Terms:

• Maximum Loan $50,000.00

• Fixed Rate Loans, 5 year amortization

• No Down Payment

• Not applicable to Re‐finance existing ELF loans

• Limited Time Only – December 31, 2018

• Not to exceed 85% of original mortgage

• No Closing Costs and/or No Application Fees

• ACH reduction does not apply to Equity Loans.

• Some restrictions or conditions may apply.

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For New Loans with ELF

• Low, adjustable rates, no application or origination fees

• ELF pays first $2,000.00 of closing costs

• No early payoff fees and no re-finance fees.

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