See the “Current Interest Rates” section of our “Investments” page.

IRA Certificates accrue interest semiannually on June 30 and December 31. See “Description of the Debt Securities” in our Offering Circular for more information.

GoldStar IRA statements are sent in accordance with their policies in effect from time to time. To our knowledge, GoldStar’s current policy is to send statements quarterly for free if you are enrolled for online access and have elected electronic statements, otherwise, paper statements will be sent quarterly for a fee. For more information regarding GoldStar policies and fees, or to enroll in or access GoldStar online account features, investors must do so via GoldStar’s website which may be found by clicking HERE.

Please click “LOGIN” at GoldStar’s website which may be found by clicking HERE.

To make an IRA contribution that is invested in ELF you must complete GoldStar’s Investment Direction Form and GoldStar’s Bank Draft Request Form found under “TRANSACTIONS” on GoldStar’s website by clicking HERE. You may submit completed GoldStar forms to GoldStar directly, or, as an administrative convenience, we will submit to GoldStar on your behalf any such forms we receive by email at elfinfo@iphc.org or by fax at 405-526-5011.

To make an IRA withdrawal you must complete the applicable Distribution Request Form found under “TRANSACTIONS” on GoldStar’s website HERE. You may submit completed GoldStar forms to GoldStar directly, or, as an administrative convenience, we will submit to GoldStar on your behalf any such forms we receive by email at elfinfo@iphc.org or by fax to at 405-526-5011.

After an investor completes and submits the applicable forms, It typically takes a total of 5 – 10 business days for ELF to redeem the IRA Certificate and for GoldStar to distribute funds out of the IRA to an account designated by the investor.

To change your IRA mailing address, you must complete GoldStar’s Account Update Request Form found under “ACCOUNT MAINTENANCE” on GoldStar’s website HERE. You may submit completed GoldStar forms to GoldStar directly, or, as an administrative convenience, we will submit to GoldStar on your behalf any such forms we receive by email at elfinfo@iphc.org or by fax to at 405-526-5011.