What do I need to know about ELF's IRA investment option?

• ELF does not directly offer IRAs. However, ELF partners with GoldStar Trust Company (“GoldStar”), through which funds can be invested in ELF via a Traditional or Roth IRA opened at GoldStar.

• GoldStar will generally accept rollovers or custodial transfers from an existing IRA or qualified retirement plan (e.g., 401k, 403b, pension).

• GoldStar’s Traditional and Roth IRAs are self-directed, which means you can direct your funds to be invested in ELF.

• GoldStar may charge fees on the IRA account, including for certain transactions, paper statements, and account termination, for which the investor is responsible. ELF is not affiliated with GoldStar, but we absorb the cost of the account maintenance fee charged to investors upon opening the account and annually thereafter. 

• IRAs are governed by applicable provisions of the Internal Revenue Code and related regulations.